Chapter 35: The Streamer’s Life is Getting Fucked (1)

“Ha-Hiro~ December 14th Tuesday broadcast! Let’s start~”

As soon as I turned on the broadcast and said the opening remarks, the viewers welcomed me as always.

[Okay, what’s the content today?]

[Ha-Hiro Ha-Hiro]

[Teacher, surely you’re not doing a freebie broadcast again today?]

[Ha-Hiro~]

[Nuna is here, I’m so happy]

[OnlyFans when?]

[What’s the content today?]

“…Ugh, these disgusting humans.”

[Disgusting? Jingle Bells?]

[Is that implying a Santa girl cosplay?]

[What? Hiro Nuna is going to do a Santa girl cosplay?]

[Santa girl?]

[Ha-Hiro~~]

[I just came to the broadcast, what are you talking about?]

[Santa girl??]

[What, are you doing a Santa girl cosplay?]

[Oh, I’m looking forward to it.]

[Heueung… Nuna is the best gift…”]

“What cosplay are you talking about! Would I do something like that!”

[Still, it’s the end of the year, shouldn’t you do it once?]

[You’re crossing the line]

[Nuna…are you abandoning us…?]

[Shouldn’t you be fulfilling your duty as a cam girl?]

[Christmas is so lonely… Hiro Santa girl has to comfort me…]

“It’s good to see you guys are having a mental breakdown again today~”

[Domination Oh my]

[Reward, thank you]

[What’s the story about Santa girl? (genuinely don’t know)]

[Oh my]

[Heueung… I like rewards…]

[Hiro-thigh-soft-soft-nim donated 10,000 won!]
[So how much do I have to give you to wear a Santa girl outfit?]

“I’m not wearing it!!”

That’s how an ordinary, uneventful day was passing.

[How long have you been broadcasting, Hiro-nim?]

While reading an ordinary chat,

“It’ll be almost two years now. Thinking about it, it’s been quite a while since I started broadcasting, really?”

I gave an ordinary answer.

[Respect to Hiro for enduring the small days….]

[Comparing when you were small and now, when are you happier?]

[I want to see Hiro-nim in the early days too]

[Hiro being flustered because it’s her first broadcast… super possible]

The reactions of the people weren’t ordinary, but?

It was still a scene that had become an ordinary daily life for me.

[Then you’ll have to pay comprehensive income tax next year, so be careful!]

Comprehensive income tax.

I had already paid it in May of this year, so I wasn’t too worried.

Rather, I even received a refund.

“I paid it this year too and they gave me a refund? It’s okay because I don’t earn that much~”

Honestly, I thought it was a bit meddlesome, but I still answered happily because it was a word done for me.

Most of the people who flowed into my broadcast are people who only watch broadcasts of people called large companies, so I think they were thinking based on what those people said.

If you search on YouTube, you can occasionally see large companies talking about taxes.

I’ve grown a lot recently, but I’m still not even close to the toes of the people who represent internet broadcasting.

So there’s no need to worry about taxes yet

[If you earn about 20 million won a year? I think you have to pay if you’re a streamer?]

“Yes?”

Yes?

After the broadcast ended.

The viewer’s words wouldn’t leave my head, so I sat in front of the computer as soon as I finished cleaning up the broadcast.

Then, I opened a portal site and searched for ‘streamer comprehensive income tax’.

[How to file taxes for Switch streamers?]

[SwitchTV streamer comprehensive income tax filing! Don’t miss it and do it on time.]

[Broadcasting TIP – How to apply for streamer comprehensive income tax expenses]

[ (Tax Saving Honey Tip) If you make money from game broadcasting, how will taxes be levied? ]

There were more information articles uploaded on the portal site than I thought.

There were so many people who started internet broadcasting after the infectious disease situation that the demand also increased.

I clicked on one of the many articles and slowly, intently read it, and various information entered my head.

Among them, the most noticeable information was that ‘simple expense rate’ and ‘standard expense rate’ exist in the calculation of comprehensive income tax.

“In the first year of starting a business, the simple expense rate is applied, but from the second year, the standard expense rate is applied…?”

I was terrified.

The higher the expense rate that recognizes the money invested rather than the net income, the lower the tax, and I was told that I received a refund last year because I was subject to the simple expense rate.

And the difference between the simple expense rate and the standard expense rate based on streamers was like this.

[Simple expense rate: 64.1%]

[Standard expense rate: 19.2%]

A difference of more than 3 times the percentage just by looking at it roughly.

To put it simply,

In the first year, only 360,000 won out of 1 million won is taxed, but from the second year, 800,000 won is taxed.

And if I calculate the comprehensive income tax by applying the standard expense rate to my income this year….

“…Am I paying more than 5 million won?!”

No, my monthly income is far less than 5 million, but you’re going to take almost 2 months’ income as taxes?

Anger at the National Tax Service slowly rose.

“No, you don’t recognize it as a formal occupation, so you don’t even give me a loan, but you take away taxes that are almost similar to 2 months’ income, does that make sense!”

Hatred and anger towards the world rose to the top of my head.

It felt so unfair.

It was so unfair that they didn’t recognize it as a proper job, but they took away so much tax.

Is this how tax evaders felt in the programs I watched on television when I was a kid?

No, how much money did those guys embezzle?

They have to pay a little.

I wish they would pay my share instead if possible.

“No, no, this is not the time to escape reality.”

I reminded myself by explicitly expressing reality out loud.

Now is the time to come up with a plan, not to escape reality.

First, let’s calculate the money I have now and the monthly expenses.

“Let’s see… the money that goes out every month is music copyright royalties, editing program subscriptions, cloud usage fees, and….”

Each one wasn’t that burdensome, but when I put them together, the amount was more than I thought.

But I can’t cancel the subscription because I need them to broadcast right now…

I carefully looked at each one, cut out what I could cut out, and reduced what I could reduce.

That’s how the phone bill was changed to the lowest plan, the internet speed was changed, and all details related to hobbies disappeared from the regular payment list.

“Let’s watch Comflix later.”

I calculated the remaining things after cutting out what I had to cut out with tears in my eyes, but

“The tablet installment is critical…”

The installment payment I scratched to buy a tablet to recruit Illurre was considerable.

“If you add the original payment and the installment payment, it goes out 400,000 won… If you add the monthly rent, management fee, and utility bills….”

The amount that came out after calculating that was about 1.3 million won.

It was the amount excluding living expenses.

“If you give the editor editing fees and the thumbnail value here, how much is it?”

Assuming that 2 videos are uploaded per week, 260,000 won per week based on an 8-minute video.

If I edit one of the videos myself, it was 180,000 won.

Considering that a month is 4 weeks and a little, it’s about 800,000 won, so if you add all the monthly expenses,

“It won’t be a little less than 2.2 million won….”

Suddenly, regret came over me.

The factors that I hadn’t considered were coming to beat me up because I had proceeded with things too impulsively because the situation had improved.

But this level is still within the range that can be fixed.

Paying comprehensive income tax is in May, so there is still about half a year left.

If I tighten my belt until then, I’ll be able to prepare about 5 million won somehow.

“Whew… still, it’ll work out somehow.”

At first, I was terrified, but after confirming that it was a problem that I could solve enough, I was finally able to take a sigh of relief.

“Things are going well these days, what the hell, this is my destiny, aigo, just kill me.”

I will never be agitated again.

I will never think that things are going well and I will live while considering all the anxiety factors that can be considered.

I made that resolution and leaned back in my chair.

“This time, the government has issued a directive….”

“Yes?”

About a week later, I heard a bolt from the blue when I came to the bank to get a jeonse loan.

“No, you said it would be possible when I came last time?”

“The government has restricted loans to control housing prices….”

“You said I could get a loan, so I wrote out all the contracts and put in the deposit, but if you say I can’t get it now, what about the deposit I put in?? What am I supposed to do if you suddenly do this!”

“I’m sorry… There’s nothing we can do about it, so there’s no way we can help you.”

Only a week had passed since I decided not to get agitated and to prepare for all the anxiety factors without letting my guard down.

No, shibal, God.

You have to do it in moderation.

Even so, how can I predict and prepare for this, huh?

Life is sh*t, really.